Submission #162

Serving California for More than 100 years
Founded in 1916, F&M Bank is a locally owned and operated community bank, headquartered in Lodi, California proudly serving California through 32 convenient locations. We are the 10th largest agriculture lender in the United States, and the largest community bank lender to agriculture west of the Rocky Mountains. F&M Bank operates in the Central Valley of California from Sacramento to Merced. In 2013, F&M Bank expanded and now also operates in the San Francisco Bay Area with full-service branches in Walnut Creek, Concord, Napa and most recently opening in Oakland.


F&M Bank offers a full complement of loan, deposit, equipment leasing and treasury management products to businesses, as well as a full suite of consumer banking products. We have friendly well-trained banking professionals; and offer convenient services such as mobile banking, online banking, bill pay, and treasury management solutions, including remote deposit capture. Customers enjoy the convenience of our drive-up tellers and ATMs, with the satisfaction of knowing many locations are open for Saturday banking. F&M Bank is financially strong, with over $5.2 billion in assets, and is consistently recognized as one of the nation's safest banks by national bank rating firms.
Management Trainee Program

Location(s): Lodi, Stockton, Modesto, Turlock, and Sacramento
Employment Status: Full Time (40hrs) Nonexempt
Supervises Others: No

Essential Job Responsibilities:

This is a management trainee position which may ultimately result in the individual becoming a commercial and/or agricultural lender or other officer position depending on the needs of the bank and skill set of the trainee. The individual will go through an extensive bank training program, where they will be trained in almost every area and department of the bank and designed to give them the necessary tools and development opportunities to become a successful lender. As they progress through the program, they will actively assist commercial and agricultural lending officers in managing customer relationships. Through this process, the employee will become knowledgeable about all aspects of the commercial and agricultural lending process.
Responsibilities Include:
• Developing a working knowledge of the bank’s credit policy.
• Assist commercial and agricultural loan officers in monitoring asset quality through review of delinquent loans, overdrafts, and loan classifications.
• Develop Knowledge of commercial depositary and loan accounts and the necessary documentation that is required to support these accounts.
• Develop knowledge of the bank’s internet banking product and how it can be used by our commercial and agricultural customers.
• Maintain a tracking system for loan and financial documentation.
• Complete credit write-ups for commercial and agricultural customers.
• Maintain high professional standards of quality with delivery of products and service to our customers.
• Represent F&M Bank in various community venues.


Also required:
• Successful completion of a credit history check is a condition of the employment
• Bachelor’s Degree in Financial Management, Finance, Business, Economics, or Agricultural Business
• Detail and goal oriented
• Excellent written and verbal communication skills
• Maintain confidentiality


If you are interested, please contact Judy Rodriguez, Corporate Recruiter @ 209-367-2434 or email jrodriguez@fmbonline.com.


F&M Bank - We are an equal opportunity employer - This organization participates in E-Verify - Esta Organización Participa en E-Verify